FREQUENTLY ASKED QUESTIONS ABOUT PERSONAL INJURY CASES

MedPay covers the medical bills of you and the passengers in your vehicle after an accident, regardless of who is at fault. MedPay is designed for immediate and short-term care. It is often used first, and once its limits are exceeded, your health insurance kicks in. MedPay generally covers reasonable and necessary expenses for medical, surgical, dental, and chiropractic treatment. It also covers hospitalization, ambulance services, X-rays, nursing services, prosthetic devices, and funeral services. It is no substitute for broader health insurance, however, as few companies are willing to sell more than $25,000 worth of MedPay coverage. Even if you have health insurance or belong to an HMO, having MedPay is a good back-up plan.