FREQUENTLY ASKED QUESTIONS ABOUT PERSONAL INJURY CASES

Virginia, like many states, does not require drivers to have automobile insurance. Underinsured or Uninsured Motorist insurance protects you in the event that a person who causes you injury has little or no liability coverage himself. For example, if you have UIM coverage in the amount of $300,000, and someone with $25,000 of coverage seriously injured you, his/her policy would pay the first $25,000 and your policy would step in to pay the next $275,000 to provide you with coverage up to $300,000. Uninsured motorist coverage is a way for you and your family to protect yourself against irresponsible drivers. We recommend the amount of your UIM coverage be the same amount as your Liability coverage.